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5 Things You Need to Do Before Closing on Your New Home

5 Things You Need to Do Before You Close on Your Next Home - AZ Golf Course and Country Club Homes for Sale
If you’re like many people buying a golf course home in Scottsdale, you know that buying a home is a process. But before you sign the dotted line that makes your new home yours, these are five tasks you need to tackle.

5 Things You Need to Do Before Closing on Your New Home

Your real estate agent will talk to you about each of the following tasks, but here’s a heads-up so you’re prepared:

  1. Handle the contingencies
  2. Make sure the title is clear
  3. Get your final mortgage approval
  4. Do a final walk-through
  5. Double-check all your paperwork for closing day

Here’s a closer look at each.

Task #1 Before You Close: Handle the Contingencies

There’s a good chance your real estate agent built contingencies into your purchase contract to help protect you during the purchase of the home. It’s up to you to make sure that you hold up your end of the bargain by squaring away all the contingencies that apply to you. For example, you’ll need to get your new home inspected and appraised, and you’ll be responsible for securing financing. If you have other contingencies in your contract, you can talk to your real estate agent about them. They’ll make sure that you have everything nailed down tight before closing day.
Related: 9 tips to make relocating to Scottsdale easier

Task #2 Before You Close: Make Sure the Title is Clear

Your real estate agent will be hard at work making sure the title to your new home is clear; they’ll work through a title agency who will check to see whether there’s anyone who can come along and challenge your ownership after you purchase the home. Your agent won’t let you close on the home until they’re satisfied that the title is clear, so don’t worry. This is just one of the background tasks that needs to be completed before you sign for the home and get the keys.

Task #3 Before You Close: Get Your Final Mortgage Approval

It’s up to you to get your final mortgage approval before closing day. Different lenders take different lengths of time to approve people, and some require far more documentation than others do. It’s important that you quickly respond to your lender’s requests for information so you don’t hold up the process.
Related: 5 of the most beautiful golf communities in South Scottsdale

Task #4 Before You Close: Do a Final Walk-Through

Your real estate agent will go with you to do a final walkthrough on the home before closing day. During this walkthrough, you and your agent will be checking to make sure the seller has completed any necessary repairs and that the home is in the condition that you expected it to be in according to your purchase contract. If anything isn’t right, your agent will let the seller’s agent know; just keep in mind that any issues at this stage of the game may cause a delay in your closing.

Task #5 Before You Close: Double-Check All Your Paperwork for Closing Day

Your real estate agent will most likely tell you to keep a folder of all your important documents so they’re ready to go on closing day. There are several things you may need, including proof of your homeowners insurance policy, inspection reports and any paperwork that your lender requires you to bring along to closing. If there’s anything else you need, your real estate agent will most likely let you know.
Related: The 10 best places to take your grandkids when they come to visit you in Scottsdale

Are You Buying a Golf Course Home for Sale in Scottsdale?

If you’re selling your home and buying another one, call us at 480-405-4228 or fill out the form below to talk to a REALTOR now.
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Don Matheson
REALTOR® | Founder
The Matheson Team – RE/MAX Fine Pro

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